/* ═══════════════════════════════════════
   PINJAMAN (LOAN) PAGE STYLES
   ═══════════════════════════════════════ */

.pj-container {
    max-width: 800px;
    margin: 0 auto;
    padding: 0 16px 100px 16px;
}

/* ─── TABS ─── */
.pj-tabs {
    display: flex;
    gap: 4px;
    margin-bottom: 20px;
    overflow-x: auto;
    scrollbar-width: none;
    -webkit-overflow-scrolling: touch;
    padding: 4px 0;
}
.pj-tabs::-webkit-scrollbar { display: none; }

.pj-tab {
    display: flex;
    align-items: center;
    gap: 6px;
    padding: 10px 16px;
    border: none;
    background: var(--bg-card);
    color: var(--text-muted);
    border-radius: 10px;
    font-size: 13px;
    font-weight: 500;
    white-space: nowrap;
    cursor: pointer;
    transition: all 0.2s;
    flex-shrink: 0;
}
.pj-tab svg { opacity: 0.6; transition: opacity 0.2s; }
.pj-tab:hover { background: var(--bg-hover); color: var(--text-primary); }
.pj-tab.active {
    background: var(--primary-orange);
    color: #fff;
}
.pj-tab.active svg { opacity: 1; stroke: #fff; }

/* ─── TAB CONTENT ─── */
.pj-tab-content { display: none; }
.pj-tab-content.active { display: block; animation: pjFadeIn 0.3s ease; }
@keyframes pjFadeIn { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: translateY(0); } }

/* ─── HERO ─── */
.pj-hero {
    position: relative;
    background: linear-gradient(135deg, var(--primary-orange) 0%, #f97316 50%, #fb923c 100%);
    border-radius: 16px;
    padding: 28px 24px;
    margin-bottom: 16px;
    overflow: hidden;
}
.pj-hero-bg {
    position: absolute;
    inset: 0;
    opacity: 0.1;
    background-image: url("data:image/svg+xml,%3Csvg width='40' height='40' viewBox='0 0 40 40' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Ccircle cx='20' cy='20' r='2' fill='white'/%3E%3C/svg%3E");
}
.pj-hero-content { display: flex; align-items: center; gap: 16px; position: relative; z-index: 1; }
.pj-hero-icon {
    width: 48px; height: 48px;
    display: flex; align-items: center; justify-content: center;
    background: rgba(255,255,255,0.2);
    border-radius: 14px;
    flex-shrink: 0;
}
.pj-hero-icon svg { width: 28px; height: 28px; stroke: #fff; }
.pj-hero-title { font-size: 20px; font-weight: 700; color: #fff; margin: 0; }
.pj-hero-subtitle { font-size: 13px; color: rgba(255,255,255,0.85); margin: 4px 0 0; }

/* ─── CARD ─── */
.pj-card {
    background: var(--bg-card);
    border: 1px solid var(--border-color);
    border-radius: 14px;
    padding: 20px;
    margin-bottom: 16px;
}
.pj-card-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 16px;
    flex-wrap: wrap;
    gap: 8px;
}
.pj-card-title { font-size: 15px; font-weight: 600; color: var(--text-primary); }

/* ─── BADGES ─── */
.pj-badge {
    font-size: 11px; font-weight: 600; padding: 3px 10px;
    border-radius: 20px; letter-spacing: 0.02em;
}
.pj-badge-safe { background: rgba(34,197,94,0.15); color: #22c55e; }
.pj-badge-warning { background: rgba(234,179,8,0.15); color: #eab308; }
.pj-badge-danger { background: rgba(239,68,68,0.15); color: #ef4444; }
.pj-badge-pending { background: rgba(59,130,246,0.15); color: #3b82f6; }
.pj-badge-paid { background: rgba(34,197,94,0.15); color: #22c55e; }
.pj-badge-rejected { background: rgba(107,114,128,0.15); color: #6b7280; }
.pj-badge-active { background: rgba(249,115,22,0.15); color: #f97316; }

/* ─── MARGIN GAUGE ─── */
.pj-margin-card { text-align: center; }
.pj-gauge-wrap { display: flex; justify-content: center; margin: 8px 0 4px; }
.pj-gauge { position: relative; width: 200px; height: 120px; }
.pj-gauge-svg { width: 100%; height: 100%; }
.pj-gauge-value {
    position: absolute; bottom: 8px; left: 50%;
    transform: translateX(-50%);
    font-size: 28px; font-weight: 800;
    color: var(--text-primary);
}
.pj-gauge-labels {
    display: flex; justify-content: space-between; margin: 0 20%;
    font-size: 11px; color: var(--text-muted);
}
.pj-gauge-label.danger { color: #ef4444; }
.pj-gauge-label.warning { color: #eab308; }
.pj-gauge-label.safe { color: #22c55e; }

.pj-margin-info { margin-top: 16px; border-top: 1px solid var(--border-color); padding-top: 12px; }
.pj-margin-row {
    display: flex; justify-content: space-between; padding: 4px 0;
    font-size: 13px; color: var(--text-secondary);
}
.pj-val-warn { color: #eab308; font-weight: 600; }
.pj-val-danger { color: #ef4444; font-weight: 600; }

/* ─── SUMMARY GRID ─── */
.pj-summary-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-bottom: 16px; }
.pj-summary-card {
    background: var(--bg-card);
    border: 1px solid var(--border-color);
    border-radius: 12px;
    padding: 16px;
}
.pj-sc-icon {
    width: 36px; height: 36px; display: flex;
    align-items: center; justify-content: center;
    border-radius: 10px; margin-bottom: 10px;
}
.pj-sc-icon.blue { background: rgba(59,130,246,0.15); color: #3b82f6; }
.pj-sc-icon.blue svg { stroke: #3b82f6; }
.pj-sc-icon.orange { background: rgba(249,115,22,0.15); color: #f97316; }
.pj-sc-icon.orange svg { stroke: #f97316; }
.pj-sc-icon.green { background: rgba(34,197,94,0.15); color: #22c55e; }
.pj-sc-icon.green svg { stroke: #22c55e; }
.pj-sc-icon.purple { background: rgba(124,58,237,0.15); color: #7c3aed; }
.pj-sc-icon.purple svg { stroke: #7c3aed; }
.pj-sc-label { font-size: 12px; color: var(--text-muted); margin-bottom: 4px; }
.pj-sc-value { font-size: 16px; font-weight: 700; color: var(--text-primary); }

/* ─── BUTTONS ─── */
.pj-btn-sm {
    padding: 6px 14px;
    border-radius: 8px;
    border: 1px solid var(--primary-orange);
    background: transparent;
    color: var(--primary-orange);
    font-size: 12px; font-weight: 600;
    cursor: pointer;
    transition: all 0.2s;
}
.pj-btn-sm:hover { background: var(--primary-orange); color: #fff; }

.pj-btn-primary {
    display: flex; align-items: center; justify-content: center; gap: 8px;
    padding: 14px 24px;
    border-radius: 12px;
    border: none;
    background: var(--primary-orange);
    color: #fff;
    font-size: 14px; font-weight: 600;
    cursor: pointer;
    transition: all 0.2s;
}
.pj-btn-primary:hover { filter: brightness(1.1); transform: translateY(-1px); }
.pj-btn-primary:active { transform: translateY(0); }
.pj-btn-primary:disabled { opacity: 0.4; cursor: not-allowed; transform: none; filter: none; }
.pj-btn-block { width: 100%; }

/* ─── EMPTY STATE ─── */
.pj-empty-state {
    display: flex; flex-direction: column; align-items: center;
    justify-content: center; padding: 32px 16px;
    text-align: center;
}
.pj-empty-state p { color: var(--text-muted); font-size: 14px; margin: 12px 0 16px; }

/* ─── ACTIVE LOAN ITEM ─── */
.pj-loan-item {
    background: var(--bg-main);
    border: 1px solid var(--border-color);
    border-radius: 12px;
    padding: 14px;
    margin-bottom: 10px;
    transition: background 0.2s;
}
.pj-loan-item:hover { background: var(--bg-hover); }
.pj-loan-top { display: flex; justify-content: space-between; align-items: center; margin-bottom: 8px; }
.pj-loan-type { font-size: 13px; font-weight: 600; color: var(--text-primary); }
.pj-loan-details { display: grid; grid-template-columns: 1fr 1fr; gap: 6px; }
.pj-loan-detail { font-size: 12px; color: var(--text-muted); }
.pj-loan-detail span { display: block; font-size: 13px; font-weight: 500; color: var(--text-primary); }
.pj-loan-actions { display: flex; gap: 8px; margin-top: 10px; }
.pj-loan-actions .pj-btn-sm { flex: 1; text-align: center; }

/* ─── INTEREST GRID ─── */
.pj-interest-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.pj-interest-item { padding: 8px 0; }
.pj-int-label { display: block; font-size: 12px; color: var(--text-muted); margin-bottom: 4px; }
.pj-int-value { font-size: 15px; font-weight: 600; color: var(--text-primary); }
.pj-int-value.negative { color: #ef4444; }

/* ─── TYPE GRID ─── */
.pj-type-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.pj-type-card {
    background: var(--bg-main);
    border: 2px solid var(--border-color);
    border-radius: 14px;
    padding: 20px 16px;
    text-align: center;
    cursor: pointer;
    transition: all 0.2s;
}
.pj-type-card:hover { border-color: var(--primary-orange); background: var(--bg-hover); }
.pj-type-card.active {
    border-color: var(--primary-orange);
    background: rgba(249,115,22,0.07);
}
.pj-type-icon {
    width: 48px; height: 48px;
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 10px;
    background: rgba(249,115,22,0.12);
    border-radius: 12px;
}
.pj-type-card.active .pj-type-icon { background: var(--primary-orange); }
.pj-type-card.active .pj-type-icon svg { stroke: #fff; }
.pj-type-name { font-size: 14px; font-weight: 600; color: var(--text-primary); margin-bottom: 4px; }
.pj-type-desc { font-size: 12px; color: var(--text-muted); }

/* ─── FORM ─── */
.pj-form-group { margin-bottom: 18px; }
.pj-label { display: block; font-size: 13px; font-weight: 500; color: var(--text-secondary); margin-bottom: 6px; }
.pj-input-wrap {
    display: flex; align-items: center;
    background: var(--bg-main);
    border: 1px solid var(--border-color);
    border-radius: 10px;
    padding: 0 12px;
    transition: border-color 0.2s;
}
.pj-input-wrap:focus-within { border-color: var(--primary-orange); }
.pj-input-prefix { font-size: 13px; color: var(--text-muted); margin-right: 8px; white-space: nowrap; }
.pj-input-prefix svg { display: block; opacity: 0.5; }
.pj-input {
    flex: 1; height: 44px;
    background: transparent; border: none;
    color: var(--text-primary);
    font-size: 14px; font-weight: 500;
    outline: none;
}
.pj-input::placeholder { color: var(--text-muted); opacity: 0.5; }

.pj-select {
    width: 100%; height: 44px;
    background: var(--bg-main);
    border: 1px solid var(--border-color);
    border-radius: 10px;
    padding: 0 12px;
    color: var(--text-primary);
    font-size: 14px;
    outline: none;
    cursor: pointer;
    transition: border-color 0.2s;
}
.pj-select:focus { border-color: var(--primary-orange); }

.pj-form-hint { font-size: 11px; color: var(--text-muted); margin-top: 4px; }
.pj-form-row { display: flex; justify-content: space-between; }

/* Ratio buttons */
.pj-ratio-btns { display: flex; gap: 8px; }
.pj-ratio-btn {
    flex: 1;
    padding: 10px 0;
    border: 1px solid var(--border-color);
    border-radius: 10px;
    background: var(--bg-main);
    color: var(--text-secondary);
    font-size: 14px; font-weight: 600;
    cursor: pointer;
    transition: all 0.2s;
}
.pj-ratio-btn:hover { border-color: var(--primary-orange); color: var(--primary-orange); }
.pj-ratio-btn.active {
    background: var(--primary-orange);
    border-color: var(--primary-orange);
    color: #fff;
}

/* Checkbox */
.pj-checkbox-wrap {
    display: flex; align-items: flex-start; gap: 10px; cursor: pointer;
    font-size: 13px; color: var(--text-secondary); line-height: 1.4;
}
.pj-checkbox-wrap input { display: none; }
.pj-checkbox-mark {
    flex-shrink: 0;
    width: 20px; height: 20px;
    border: 2px solid var(--border-color);
    border-radius: 5px;
    display: flex; align-items: center; justify-content: center;
    transition: all 0.2s;
    margin-top: 1px;
}
.pj-checkbox-wrap input:checked + .pj-checkbox-mark {
    background: var(--primary-orange);
    border-color: var(--primary-orange);
}
.pj-checkbox-wrap input:checked + .pj-checkbox-mark::after {
    content: '✓'; color: #fff; font-size: 12px; font-weight: 700;
}
.pj-link { color: var(--primary-orange); text-decoration: none; }
.pj-link:hover { text-decoration: underline; }

/* Stock result */
.pj-stock-result {
    font-size: 12px; color: var(--text-muted); margin-top: 4px;
    min-height: 16px;
}

/* ─── LOAN PREVIEW ─── */
.pj-loan-preview {
    background: var(--bg-main);
    border: 1px solid var(--border-color);
    border-radius: 12px;
    padding: 16px;
    margin-bottom: 18px;
}
.pj-preview-title {
    font-size: 13px; font-weight: 600; color: var(--text-primary);
    margin-bottom: 12px;
}
.pj-preview-row {
    display: flex; justify-content: space-between;
    font-size: 13px; padding: 5px 0;
    color: var(--text-secondary);
}
.pj-preview-row span:last-child { font-weight: 500; color: var(--text-primary); }
.pj-preview-row.total { font-weight: 700; font-size: 14px; }
.pj-preview-row.total span { color: var(--text-primary); }
.pj-preview-divider { height: 1px; background: var(--border-color); margin: 8px 0; }

.negative { color: #ef4444 !important; }
.positive { color: #22c55e !important; }

/* ─── FILTER CHIPS ─── */
.pj-filter-chips { display: flex; gap: 6px; flex-wrap: wrap; }
.pj-chip {
    padding: 5px 14px;
    border-radius: 20px;
    border: 1px solid var(--border-color);
    background: var(--bg-main);
    color: var(--text-muted);
    font-size: 12px; font-weight: 500;
    cursor: pointer;
    transition: all 0.2s;
}
.pj-chip:hover { border-color: var(--primary-orange); color: var(--primary-orange); }
.pj-chip.active { background: var(--primary-orange); border-color: var(--primary-orange); color: #fff; }

/* ─── HISTORY LIST ─── */
.pj-history-list { max-height: 600px; overflow-y: auto; }
.pj-history-item {
    display: flex; justify-content: space-between; align-items: center;
    padding: 14px;
    background: var(--bg-main);
    border: 1px solid var(--border-color);
    border-radius: 12px;
    margin-bottom: 8px;
    transition: background 0.2s;
}
.pj-history-item:hover { background: var(--bg-hover); }
.pj-history-left { flex: 1; }
.pj-history-type { font-size: 13px; font-weight: 600; color: var(--text-primary); }
.pj-history-meta { font-size: 12px; color: var(--text-muted); margin-top: 2px; }
.pj-history-right { text-align: right; }
.pj-history-amount { font-size: 14px; font-weight: 600; color: var(--text-primary); }
.pj-history-date { font-size: 11px; color: var(--text-muted); margin-top: 2px; }

/* ─── CALCULATOR ─── */
.pj-calc-form { margin-bottom: 20px; }
.pj-calc-results { animation: pjFadeIn 0.3s ease; }
.pj-calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.pj-calc-item {
    padding: 12px;
    background: var(--bg-main);
    border-radius: 10px;
}
.pj-calc-item.highlight {
    background: rgba(249,115,22,0.1);
    border: 1px solid rgba(249,115,22,0.3);
}
.pj-calc-label { display: block; font-size: 12px; color: var(--text-muted); margin-bottom: 4px; }
.pj-calc-val { font-size: 15px; font-weight: 600; color: var(--text-primary); }
.pj-calc-val.negative { color: #ef4444; }

.pj-scenario-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-top: 16px; }
.pj-scenario {
    padding: 16px;
    border-radius: 12px;
}
.pj-scenario.positive {
    background: rgba(34,197,94,0.06);
    border: 1px solid rgba(34,197,94,0.2);
}
.pj-scenario.negative {
    background: rgba(239,68,68,0.06);
    border: 1px solid rgba(239,68,68,0.2);
}
.pj-scenario-title {
    font-size: 13px; font-weight: 700;
    margin-bottom: 10px;
}
.pj-scenario.positive .pj-scenario-title { color: #22c55e; }
.pj-scenario.negative .pj-scenario-title { color: #ef4444; }
.pj-scenario-detail { font-size: 12px; color: var(--text-secondary); line-height: 1.8; }
.pj-scenario-detail strong { font-weight: 600; }
.pj-scenario-note {
    font-size: 11px; color: var(--text-muted);
    background: var(--bg-main);
    padding: 6px 8px;
    border-radius: 6px;
    margin-top: 8px;
}

/* ─── INFO BAR ─── */
.pj-info-bar {
    display: flex; align-items: flex-start; gap: 10px;
    padding: 12px 14px;
    border-radius: 10px;
    font-size: 13px; line-height: 1.5;
}
.pj-info-bar svg { flex-shrink: 0; margin-top: 1px; }
.pj-info-bar.warning {
    background: rgba(234,179,8,0.1);
    border: 1px solid rgba(234,179,8,0.2);
    color: #eab308;
}
.pj-info-bar.danger {
    background: rgba(239,68,68,0.08);
    border: 1px solid rgba(239,68,68,0.2);
    color: #ef4444;
}
.pj-info-bar.danger strong { color: #ef4444; }

/* ─── GUIDE ─── */
.pj-guide-section { }
.pj-guide-title { font-size: 17px; font-weight: 700; color: var(--text-primary); margin: 0 0 8px; }
.pj-guide-text { font-size: 14px; color: var(--text-secondary); line-height: 1.6; margin-bottom: 16px; }

.pj-guide-steps { display: flex; flex-direction: column; gap: 12px; }
.pj-step {
    display: flex; align-items: flex-start; gap: 14px;
    padding: 14px;
    background: var(--bg-main);
    border-radius: 10px;
}
.pj-step-num {
    width: 32px; height: 32px;
    display: flex; align-items: center; justify-content: center;
    background: var(--primary-orange);
    color: #fff; font-weight: 700; font-size: 14px;
    border-radius: 8px;
    flex-shrink: 0;
}
.pj-step-content strong { display: block; font-size: 13px; color: var(--text-primary); margin-bottom: 2px; }
.pj-step-content p { font-size: 12px; color: var(--text-muted); margin: 0; line-height: 1.4; }

/* ─── COMPARISON TABLE ─── */
.pj-comparison-table { margin-top: 16px; overflow-x: auto; }
.pj-comparison-table table {
    width: 100%; border-collapse: collapse;
    font-size: 13px;
}
.pj-comparison-table th,
.pj-comparison-table td {
    padding: 10px 12px;
    text-align: left;
    border-bottom: 1px solid var(--border-color);
}
.pj-comparison-table th {
    background: var(--bg-main);
    font-weight: 600;
    color: var(--text-primary);
}
.pj-comparison-table td { color: var(--text-secondary); }

/* ─── FAQ ─── */
.pj-faq-list { display: flex; flex-direction: column; gap: 6px; }
.pj-faq-item {
    border: 1px solid var(--border-color);
    border-radius: 10px;
    overflow: hidden;
}
.pj-faq-q {
    width: 100%;
    display: flex; align-items: center; justify-content: space-between;
    padding: 14px 16px;
    background: transparent;
    border: none;
    color: var(--text-primary);
    font-size: 13px; font-weight: 500;
    text-align: left;
    cursor: pointer;
    gap: 12px;
    transition: background 0.2s;
}
.pj-faq-q:hover { background: var(--bg-hover); }
.pj-faq-q svg {
    flex-shrink: 0;
    transition: transform 0.3s;
    color: var(--text-muted);
}
.pj-faq-item.open .pj-faq-q svg { transform: rotate(180deg); }
.pj-faq-a {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease, padding 0.3s ease;
    padding: 0 16px;
    font-size: 13px;
    color: var(--text-secondary);
    line-height: 1.6;
}
.pj-faq-item.open .pj-faq-a {
    max-height: 200px;
    padding: 0 16px 14px;
}

/* ─── TOAST ─── */
.pj-toast-container {
    position: fixed;
    bottom: 80px;
    left: 50%;
    transform: translateX(-50%);
    z-index: 999;
    display: flex;
    flex-direction: column;
    gap: 8px;
    width: 90%;
    max-width: 400px;
    pointer-events: none;
}
.pj-toast {
    padding: 14px 18px;
    border-radius: 12px;
    font-size: 13px; font-weight: 500;
    color: #fff;
    animation: pjToastIn 0.3s ease;
    pointer-events: auto;
}
.pj-toast.success { background: #22c55e; }
.pj-toast.error { background: #ef4444; }
.pj-toast.info { background: #3b82f6; }
@keyframes pjToastIn { from { opacity: 0; transform: translateY(20px); } to { opacity: 1; transform: translateY(0); } }

/* ─── LOADING SPINNER ─── */
.pj-spinner {
    display: inline-block;
    width: 18px; height: 18px;
    border: 2px solid rgba(255,255,255,0.3);
    border-top-color: #fff;
    border-radius: 50%;
    animation: pjSpin 0.6s linear infinite;
}
@keyframes pjSpin { to { transform: rotate(360deg); } }

/* ─── RESPONSIVE ─── */
@media (max-width: 480px) {
    .pj-container { padding: 0 12px 100px 12px; }
    .pj-summary-grid { grid-template-columns: 1fr 1fr; gap: 8px; }
    .pj-summary-card { padding: 12px; }
    .pj-sc-value { font-size: 14px; }
    .pj-type-grid { gap: 8px; }
    .pj-type-card { padding: 14px 10px; }
    .pj-scenario-grid { grid-template-columns: 1fr; }
    .pj-calc-grid { grid-template-columns: 1fr; }
    .pj-interest-grid { grid-template-columns: 1fr; }
    .pj-hero { padding: 20px 16px; }
    .pj-hero-title { font-size: 18px; }
    .pj-card { padding: 16px; }
}